Multi-Family, Retail,
and Other Commercial Properties

Financing Information

We are recognized industry finance experts and this knowledge enables us to represent your community to lenders more effectively. Anthony and Gerry's outstanding relationships with numerous lenders allows Security Mortgage to obtain the best possible overall loan package for your specific needs. This ensures that you will receive the best rate and terms available. Your local bank can't beat the loan package we can secure for you. Call Anthony and Gerry today at (585) 423-0230 to learn how we can save you time and money.

We have developed strong relationships with our clients through diligence, efficiency, and integrity. Our philosophy is to always be available, over-deliver on promises, and make sure we understand the needs of our clients. Security Mortgage Group is proud to have brought savings and reduced risk to manufactured home community owners across the country.

Financing Program

mobile home park loans
Commercial Loan Features

•Acquisitions, refinancing, construction, & lease-up mortgages
•Conduit and non-conduit programs available
•Up to 30-year fixed rates
•Up to 80% loan-to-value
•Up to 35 year amortizations
•Nationwide service
•Interest only, bridge loans, and mezzanine loans available
•Financing for single properties or for real estate portfolios
•Closings in 45-60 days
•Minimum loan size is $500,000
•Optional rate-lock at application

Our Expertise

With an annual lending volume over $150,000,000, Security Mortgage Group has powerful lending relationships to put to work on behalf of your apartment, retail, warehouse, office and/or other commercial real estate transactions. We have closed on commercial property with tenants such as Circuit City, the US Postal Service, and Xerox to name a few.

mobile home park loansAs income property specialists, we locate the best rates and terms available for our clients by presenting the loans to a wide group of capital sources including conduits, banks, insurance companies, and hedge funds. Our philosophy is to always be available, over-deliver on promises, and make sure we understand the needs of our clients.

Recent Closings & Press Releases

Commercial/Multifamily Small Loan Program - additional features:

•Property types: multi-families with more than 8 units, apartments, self storage, multi-tenant, office, retail, light industrial, and mixed use
•Loans from $250,000- $5 million
•Lender's costs capped at $3,500 or $5,500, depending on the property type
•Non-conduit program
mobile home park loans •Step-down prepayment penalty, which is highly predictable
•Multi-families with as few as 8 units served
•Minimum debt coverage ratios 1.20x
•Financing for single properties or for real estate portfolios
•Up to 85% loan-to-value
•Closings in 45-60 days
•Optional rate-lock at application
•Up to 30 year amortizations
•Special pricing and terms available for premium multifamily/mixed use properties in large markets, but you must show 90% occupancy for 3 or more trailing months

We're Just a
Phone Call Away

(585) 423-0230Call us right now to start exploring your community's options.

Start Your Property Financing Project

To receive a firm quote, send us the following by fax or email:

1. Present and Historical Income/Expense Statements (2-3 years)
2. Current Rent Roll
3. Completed Borrower Questionnaire for Multifamily and Commercial Properties
4. Five to Ten (5-10) Photos of the Property Via Email
5. Personal Financial Statements for all Guarantors